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Copilot: The Smart Money App


Copilot now also tracks your investments, giving you a bird’s-eye view across multiple institutions. No more switching between apps.

Featured by Apple:

"The future of personal finance", "With elegant graphs and an interface that’s a genuine joy to use, Copilot helps you visualize exactly where your money is going; its smart algorithms, driven by machine learning, are especially adept at automatically categorizing transactions."


- Automatic tracking and categorization of your spending, investments, and recurring expenses.
- Best-in-class widgets
- Unlimited custom spending categories
- Dark mode
- No ads, 100% private
- Support for Venmo, Coinbase, Apple Card Statements, Capital One, and 10,000+ other institutions

Copilot is a subscription app. Our yearly subscription ends up being roughly $5.80 per month, $69.99 per year. This allows us to provide a personalized and secure experience and gives you full, unlimited access to the app– no hidden fees, gated features, or ads. Our goal is to build a home for your finances where your satisfaction with the product is the only thing that matters.

Copilot is a beautifully designed home for your finances. It automatically tracks your accounts and helps you navigate your finances throughout the month. It also finds and tracks your subscriptions and bills, notifies you when you get paid, and shows you an end-of-month summary that accurately reflects where your money went and how your net worth changed. On Copilot everything is customizable, and you can easily train it to better understand your finances. You can also connect your investment accounts to see your holdings and returns. Do you want to share your Copilot account with a partner? No problem! The app can run on multiple devices at the same time.

Read our reviews!

► The future of personal finance

Copilot uses machine learning to deliver powerful, hyper-personalized insights that help you effortlessly understand and manage how you spend, save, and invest your money. Transactions are organized automatically so they’re as easy to search, sort, and filter as your email inbox. The app uses crowdsourced feedback and machine learning to continuously improve the experience for everyone who uses it.

► All your accounts, in one place

Copilot keeps track of all your bank, credit, and investment accounts so you don’t have to– just link them once and we’ll take care of the rest. Do you have an Apple Card? You can import your statements directly from the Wallet app. You’ll receive daily and monthly account summaries for peace of mind and get notified if anything needs your attention.

► Tailor-made budgets without the headache

Copilot creates realistic budgets for you based on your actual spending habits and expenses to help keep your spending on track. Recurring bills and subscriptions are automatically detected and included in your budgets, so there’s never any guesswork or end-of-month surprises. You can turn on Budget Rollovers to easily track spending across multiple months.

► With Copilot, you’re in the driver’s seat

Choose exactly which notifications you want to receive. Create custom budget categories and name them whatever you want (emojis included). Switch from light to dark mode. The app is designed to adapt to your behavior and preferences over time, and any adjustments you want to make are a simple swipe or tap away.

► Private and safe, as it should be

Copilot protects your information with bank-level security and has read-only access from your financial institutions. We treat your personal data like we’d want ours to be treated, which means never selling or sharing it with third parties. Ever.

Copilot currently works with US financial institutions only.

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Technical Details

    Category: Finance Release Date: 2019-08-19 Current Version: 2.1.8 Adult Rating: 4+ File Size: 112.63MB Developer: Copilot Money, Inc. Compatibility: Requires iOS 14.0 or later. App Ratings: 4.77963/5 (5,246 App Reviews) Price: Free

How Good is this App?

Based on 5,246 Votes

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